Landing a windfall of $4,000 can be truly exciting! It's a chance to treat yourself. But before you spend it all, take a moment to plan carefully. Would you use it for something fun? Creating a spreadsheet can help you visualize the best course of action. {Pay off debt: https://350-loan63838.dgbloggers.com/40542195/got-4-000-unexpectedly-your-next-steps